Actuary, Annuity Pricing - Annuity Solutions (Remote Consideration)

Date: Feb 22, 2024

Primary Location: Hartford, CT, US

Company: Lincoln Financial

Alternate Locations: Hartford, CT (Connecticut); Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina); Omaha, NE (Nebraska); Radnor, PA (Pennsylvania); Work from Home


Work Arrangement:

Hybrid/Common Days+ : Work 2-3 days a week in a Lincoln office with a designated workspace.


Relocation assistance:  is not available for this opportunity.


Requisition #: 72747


The Role at a Glance

The purpose of this role is pricing support for Lincoln’s individual fixed, fixed indexed, and registered index-linked annuities. This role will contribute to the design, modeling, assumption setting, analysis, and state filing for new products. The ideal candidate will have the opportunity to present their work to various stakeholders, including product management, pricing review, risk management, and senior leadership. The individual will work on products developed in partnership with Annuity Product and will work across business units and functions.


What you'll be doing

Pricing Analysis

  • Perform pricing analysis and analyze the pricing results for new/redesigned annuity contract and rider benefits.
  • Determine appropriate assumptions and how to model new product features.
  • Develop pricing strategies and provide consultation/clarification on actuarial models and risk issues. 
  • Collaborate with product development team on product design to meet or exceed profitability and sales objectives.
  • Direct, develop, and/or run complex pricing models and analysis for annuity contracts and rider benefits. 
  • Present results of analysis to team members, key business partners, and management.

Risk Analysis

  • Analyze risk management strategies, and various reserve and capital requirements.
  • Evaluate the impact of the potential product design changes on the reserve and/or capital requirement, profitability and tail risks.

Actuarial/ Technical Support

  • Maintain existing actuarial models and tools, and proactively identify and implement improvements. Develop tools and support product/ relationship managers according to business needs.
  • Provide actuarial support for state filing or compliance

Pricing Documentation

  • Prepare reports and presentations summarizing pricing analysis and results, including documentation of assumptions and methodology.

Special Projects

  • Participate in ad hoc projects related to product development, implementation, inforce management, and corporate risk management initiatives such as ERM and capital management. 

What we’re looking for

  • 6+ years of experience in Actuarial positions
  • Strong technical skills
  • Comfort working with and communicating across various teams and levels of seniority
  • Capability to be productive in a dynamic environment with changing priorities and responsibilities
  • Curiosity, comfort asking questions and challenging the status quo
  • Undergraduate degree and 4+ years of comparable work experience required
  • FSA designation or ASA designation with substantial additional years actuarial experience


What’s it like to work here?

At Lincoln Financial Group, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.


What’s in it for YOU:

  • A clearly defined career framework to help you successfully manage your career

  • Leadership development and virtual training opportunities

  • PTO/parental leave

  • Competitive 401K and employee benefits

  • Free financial counseling, health coaching and employee assistance program

  • Tuition assistance program

  • A leadership team that prioritizes your health and well-being; offering a remote work environment and flexible work hybrid situations

  • Effective productivity/technology tools and training


Pay Range: $90,300 - $164,700 


Actual base pay could vary based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees.  In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual.  Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.


About The Company

Lincoln Financial Group helps people to plan, protect and retire with confidence. As of Dec. 31, 2022, approximately 16 million customers trust our guidance and solutions across four core businesses – annuities, life insurance, group protection and retirement plan services. As of September 30, 2023, the company had $290 billion in end-of-period account balances, net of reinsurance. Headquartered in Radnor, Pa., Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. Learn more at


Lincoln is committed to creating a diverse and inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. 


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Be Aware of Fraudulent Recruiting Activities

If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview.  Please contact Lincoln's fraud team at if you encounter a recruiter or see a job opportunity that seems suspicious.


Additional Information

This position may be subject to Lincoln’s Political Contribution Policy.  An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.


Any unsolicited resumes/candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial Group are considered property of Lincoln Financial Group and are not subject to payment of agency fees.


Lincoln Financial Group (“LFG”) is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, Veteran status, or genetic information.  Applicants are evaluated on the basis of job qualifications.  If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558.


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Nearest Major Market: Hartford

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