Automated Underwriting Program Lead

Date: Nov 21, 2025

Primary Location: Radnor, PA, US

Company: Lincoln Financial

 Alternate Locations: Radnor, PA (Pennsylvania)

 

 Work Arrangement:

Remote : Work at home employee residing outside of a commutable distance to an office location.

 

Relocation assistance:  is not available for this opportunity.

 

Requisition #: 75411

 

The Role at a Glance

Lincoln National Corporation seeks an Automated Underwriting Program Lead in Radnor, PA to leverage business acumen and technical skills to determine new/enhanced capabilities to increase the number of cases utilizing the Automated Underwriting platform and provide savings for the department. Evolve and embrace technology transformation across the board and create the roadmap for how solutions will be architected and implemented for Automated Underwriting. Analyze data, trends to implement process improvements and work with business and IT partners to develop best solutions to meet needs/goals of Automated Underwriting System (MRAS AIS Rules Designer/Engine). Provide data analysis expertise for Lincoln’s Automated Underwriting and Accelerated Underwriting process services to support New Business and Life Solutions. Act as a point of contact for escalated issues, providing prompt resolution to internal/external business partners. Maintaining a network of internal/external contacts in order to perform case research and respond. Utilize systems/tools to provide complex technical research and analysis to support business operation needs and present findings to management. Systems/Tools include, but not limited to: LifeWriter (Lincoln Underwriting Platform), ALIP (Lincoln Data Entry Platform), AIS (MRAS Underwriting User Interface and Rules Designer), Condition Statements, Postman, SOAP UI, ACORD XML, JSON, SQL Oracle Database, data driven analytics through use of Data Robots, Java, and APIs. Review code to determine IT best practices and provide suggestions to improve current practices. Analyze production/testing issues and conflicts that impact time, cost, scope, quality, and risk of IT projects. Provide subject matter expertise and direction to team members and applicable internal and external stakeholders on business analysis projects and initiatives to build and enhance technological capabilities. Analyze end-to-end automated underwriting processes and make recommendation to streamline drive efficiency and reduce overall system maintenance. Direct and enhance organizational initiatives by influencing and supporting change management and departmental and enterprise-wide initiatives. Serve as a mentor to more junior team members.

Requirements

Requirements: 
Bachelor's degree or foreign equivalent in Information Systems Engineering and Management, or related technical field and 5 yrs experience in business systems analysis within the insurance industry developing best solutions to meet needs/goals of Automated Underwriting System (AIS Rules Designer/Engine). Experience must include 5 years in the following:
•    Reviewing and analyzing multiple complex data sources to document data elements and design out data flows to show relationships and dependencies for the automated underwriting processes.
•     Developing and maintaining data models, including health models using metadata (Rx/Dx results, demographic client info) to evaluate and predict scores for the use of life insurance, to forward engineered on the Dataiku platform and stored in oracle database platform.
•     Expertise reading and evaluating IF01, IF02 and ALIP XML in conjunction with SQL statements to support and advise the developers when trouble shooting defects and production issues with the automated underwriting rules engine and present findings to management.
•    Technical expertise in evaluating underwriting full life insurance applications and underwriting guidelines that are needed to interpret the guidelines to build a technical solution with customers and IT that will be used for the automated underwriting rules engine.
•     Experience with understanding and interrupting code base for 3rd party vendor feeds that are used in the automated underwriting rules engine (Motor Vehicle Reports from DMV, Medical Information Bureau, Pharmacy Diagnosis Checks.)
•     Consulting and collaborating with key internal and external stakeholders to elicit more complex business issues, determine route causes and capture business needs used to develop complex business requirements for automated underwriting responsibilities.
•     Experience with strong project management skills with the ability to prioritize workload and multi-task while maintaining strict attention to details while meeting tight project delivery deadlines.

This role is 100% remote. Salary: $140,150/year to $150,000 /year. Apply to https://jobs.lincolnfinancial.com & use Req ID #75411.

 

What’s it like to work here?

 

At Lincoln Financial Group, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.

EX:OUT

What’s in it for YOU:

  • Clearly defined career tracks and job levels, along with associated behaviors for each Lincoln leadership attribute.

  • Leadership development and virtual training opportunities

  • PTO/parental leave

  • Competitive 401K and employee benefits

  • Free financial counseling, health coaching and employee assistance program

  • Tuition assistance program

  • A leadership team that prioritizes your health and well-being; offering a remote work environment and flexible work hybrid situations

  • Effective productivity/technology tools and training

 

The pay range for this position is $140,150 to $150,000 with anticipated pay for new hires between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees.  In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual.  Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package.

 

About The Company

Lincoln Financial Group helps people to plan, protect and retire with confidence. As of Dec. 31, 2023, approximately 17 million customers trust our guidance and solutions across four core businesses – annuities, life insurance, group protection and retirement plan services. As of December 31, 2023, the company had $295 billion in end-of-period account balances, net of reinsurance. Headquartered in Radnor, Pa., Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. Learn more at LincolnFinancial.com.

 

Lincoln is committed to creating a diverse and inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. 

 

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Be Aware of Fraudulent Recruiting Activities

If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview.  Please contact Lincoln's fraud team at fraudhotline@lfg.com if you encounter a recruiter or see a job opportunity that seems suspicious.

 

Additional Information

This position may be subject to Lincoln’s Political Contribution Policy.  An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

 

Any unsolicited resumes/candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial Group are considered property of Lincoln Financial Group and are not subject to payment of agency fees.

 

Lincoln Financial Group (“LFG”) is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex (including pregnancy), age, national origin, disability, sexual orientation, gender identity and expression, Veteran status, or genetic information.  Applicants are evaluated on the basis of job qualifications.  If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558.

 

This Employer Participates in E-Verify. See the E-Verify notices.

Este Empleador Participa en E-Verify. Ver el E-Verify avisos. 


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